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Compare CA health insurance rates side-by-side and apply online for California health insurance from your home or office.
Compare CA health insurance rates side-by-side and apply online for California health insurance from your home or office.
Health Net of California Health Insurance
Health Net of California has something for everyone. Whether you’re a company employee or self-employed, retired or in-between jobs, Health Net of California has a plan that’s right for you. Health Net of California medical coverage plans come complete with "Decision Power", the program that brings together under one roof the information, resources, and personal support that fit you, your health, and your life. On behalf of our valued customers we gathered this information from Health Net of California on
June 3, 2009. Health Net of California Members are given Decision Power so you can:
Health Net of California Members are given Decision Power so you can:
• Boost your Health
• Identify potential risks
• Learn about treatment options
• Help prevent chronic problems
• Address serious medical concerns
• And so much more
California Farm Bureau PPO Insurance Plans
The California Farm Bureau Members’ Health Insurance Plans combine customer choice with the financial strength of Health Net Life Insurance. If you’re not a California Farm Bureau Member, it’s easy and affordable to join. Then round out your coverage with California Farm Bureau Health Insurance Plans Optional Coverages (Dental, Vision, Cashnet, and more) that give you even more great services for a low monthly premium.
CFB Saver II - HSA Qualified
A qualified California health insurance plan eligible to be used with a Health Savings Account (HSA). This California health coverage plan offers 100% in-network coverage for covered charges after your calendar year deductible is met. Health Net’s CFB Saver II for California Farm Bureau members is an HSA compatible health insurance plan that is simple and easy to understand. These California health coverage plans have a higher deductible but you spend less on monthly premiums.
Health Net of California CBF Saver II Highlights include:
• 4 deductible choices-$1,800 to $4,800
• 100% in-network coverage for covered charges after your calendar year deductible is met
• Adult and child preventive care-deductible waived in-network
Get an Instant California Health Insurance Quote and Apply Now!
CFB Lifestyle II
Offers 100% in-network California health coverage for covered charges after your calendar year deductible is met; deductible waived for the first 4 visits of any combination of Professional Services and Preventative care.
Simple to use. Easy to understand. Affordable. That’s CFB Lifestyle II — a series of PPO health insurance plans available exclusively for California Farm Bureau members. Designed for people looking for balance, CFB Lifestyle II delivers with a blend of up-front coverage and broad benefits after deductible.
Health Net of California CFB Lifestyle II Highlights Include:
• 100% in-network coverage for covered charges after you meet your calendar year deductible.
• Up-front coverage for the services you’re likely to use most. You just pay a set copay at the doctors office or pharmacy.
• You can see the doctor and get preventive care 9up to 4 visits combined) for a copay (deductible waived).
• Prescription drugs- you can select our generic or 3-tier prescription drug benefit.
• The freedom of choice: you can go to a doctor or hospital in our PPO network-there are over 54,0000 providers and over 300
hospitals to choose from- for the richest benefit coverage. Or you can see a provider not in our network and pay greater share
of the costs.
• Child-only coverage if you need it.
CFB Primary
One of our lowest California premium plans that combines a high deductible with the added convenience of upfront health coverage. Applicant-Only plan. Our newest plan, the CFB Primary, is one of our lowest premium plans.
Combining a high deductible with the added convenience of up-front coverage, this “Applicant-Only” plan is just right for you if you are looking for essential health care coverage at a reasonable cost.
Health Net of California CFB Primary Highlights Include:
• Preventive and professional care services (up to 2 visits combined) for a $40 copay – your deductible is waived
• Generic prescription drug benefits for a $10 copay In- and out-of-network coverage
• $6,000 deductible with 100% in-network coverage for many services after your calendar year deductible is met
California Farm Bureau PPO Plans
Round out your California health coverage with optional Dental and Vision benefits as well as unique products like CashNet that deliver added financial protection, and the convenience of having all your benefits administered by one company.
California Individual and Family PPO Insurance Plans
Optimum Advantage HSA
Lower premium, high-deductible California health insurance plan that gives you 100% in-network coverage for covered benefits after deductible is met, plus the option to open a California Health Savings Account to use tax-free dollars to pay for qualified medical expensed.
Health Net of California Optimum Advantage HSA Highlights Includes:
• 2 deductible choices: $2,500 or $4,500
• 100% in-network coverage for covered services after deductible
• Adult and child preventive care – deductible waived in-network
• Decision PowerSM – coaching and resources that make it easier to work with your doctor and make informed health decisions.
Get an Instant Health Insurance Quote and Apply Now!
NetFirst
$0 deductible applicant-only plan designed for active, healthy consumers. Features $35 copayment for in-network doctor visits, annual exams; 35% coinsurance for in-network services; choice of 3-tier or generic only prescription drug coverage.
Health Net of California NetFirst Highlights Include:
• In-network adult and child preventive care for a fixed $35 copayment
• 35% coinsurance for other covered services (note: to keep costs low, maternity coverage is not included)
• Prescription drug coverage: select from our generic only or 3-tier prescription drug benefit (brand-name drugs are subject to a
$750 annual deductible with the 3-tier plan)
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
ValueNet
Low premium, applicant-only PPO California insurance plan for those who rarely get sick or go to the doctor. Offers protection against the unexpected; two doctors/preventive care visits for a $35 copayment (deductible waived); $10 generic prescription drug coverage.
Health Net of California ValueNet Highlights Include:
• $4,000 annual deductible
• Up to two doctor/preventive care visits for $35 copayment before deductible is met
• 35% coinsurance for in-network services after deductible is met. Note: to keep premiums low, maternity coverage is not
included.
• $10 generic prescription drug benefit
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
Get an Instant Health California Insurance Quote and Apply Now!
BalanceNet
A California PPO Health Insurance plan for both individual and families that includes; two doctor/preventive care visits, each for a $35 copayment (deductible waived); maternity coverage; 3- tier prescription drug coverage.
Health Net of California BalanceNet Highlights Include:
• $3,500 annual deductible ($7,000 for families)
• Up to two doctor/preventive care visits for $35 copayment before deductible is met
• 35% coinsurance for in-network services, including maternity coverage, after deductible is met
• 3-tier prescription drug benefit that covers both generic and brand-name prescriptions (brand-name drugs are subject to a $750
annual deductible)
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
Individual & family PPO Plans-Optional Coverages
Round out your California health coverage with optional Dental, Vision, and Supplemental Term Life Insurance coverage. Available with any California Health Net Individual and Family PPO Health Insurance Plan (excluding Quick Net).
California HMO Health Insurance Plans
Our Individual and Family HMO health insurance plans include coverage for your office visits, hospitalization, emergency care and much more. They also come with unique services for your health care decisions and wellness-even life and family concerns. Plus, you have the option of adding dental, vision, and life insurance. Health Net’s goal is to help you make confident decisions about your health coverage, so that you can choose the plan that’s right for you.
HMO 15
You visit the doctor on a regular basis. You may pay more each month, but have a lower coypayment each time you visit a doctor or specialist.
Health Net of California HMO 15 Highlights Include:
• Wide range of covered benefits
• Set office visit copayments
• More than 26,000 physicians and other specialists
• No claim form filing
• Ability to choose a separate PCP for each member
HMO 40
You visit the doctor infrequently. You may not pay much each month, but you’ll have a higher copayment each time you go to the doctor or see a specialist.
Health Net of California HMO 40 Highlights Include:
• Wide range of covered benefits
• Set office visit copayments
• More than 26,000 physicians and other specialists
• No claim form filing
• Ability to choose a separate PCP for each member
Get an Instant Health Insurance Quote and Apply Now!
Short Term PPO Plans
Quick Net
If you are looking for a short term health care coverage by the day or month, take advantage of true PPO health benefits with great rates. There are three benefit options to choose from, with coverage up to six months.
Health Net of California Quick Net is for people who are:
• In a life transition.
• Between jobs.
• Taking a leave from work.
• No longer eligible for their parents’ health plan.
• Traveling.
• Entering the job market.
EZ Access HSA Program
Once you enroll in either the SimpleChoice HSA or SmartChoice HSA, you can choose to open your own health savings account (HSA) in our EZAccess HSA program. The HSA is offered through Bank of America, and allows you to save and spend your money on qualified medical and pharmacy expenses, free, of federal taxes.
Health Net of California EZ Access HSA program Highlights Include:
• Low monthly premiums3
• A tax-free4 way to save, invest and pay for qualified medical expenses5
• Ownership of an HSA – You keep the money from year to year, even if you change jobs or retire.
Health Net of California Dental Plans
Health Net of California Dental Plans fit the needs of today's busy families. The focus is on providing access to quality, affordable dental care through a variety of plan types and coverage levels. Health Net Dental Plans provide access to one of the largest dental networks in California - giving you more choices for dental care near your home or workplace.
HN Plus DHMO and HN Value DHMO (Offered in California Employer Groups Only)
Health Net Dental HMO (DHMO) plans offer some of the most comprehensive benefits available today. No other dental carrier offers plans with more covered procedures. The HN Plus DHMO plans were developed because customers told us they wanted more covered dental services and plans that were easier to understand and administer. You can also rest easy knowing that regular quality and utilization reviews are conducted, ensuring the quality of care that you expect and deserve.
Health Net of California Dental Highlights Include:
• Over 345 dental procedures at listed copayments
• Additional diagnostic procedures, such as brush biopsies for oral cancer screening, are covered
• Adult fluoride are a covered benefit
• Additional cleanings and periodontal maintenance covered – (up to 4 per year, subject to additional copayments)
• No deductibles or dollar maximums for any service
• Benefits begin immediately
• Anesthesia benefits, including nitrous oxide and IV sedation
• Cosmetic, including labial veneers and teeth whitening, plus elective dentistry covered
• Orthodontics for adults and children
• Non-listed services covered (at 75% of the provider’s usual and customary fee)
• HN Plus DHMO Plan Overviews
• 85, 100, 150, 185, 225
Get an Instant California Health Insurance Quote and Apply Now!
Dental PPO Plans
Health Net of California Dental PPO plans combine the freedom and flexibility of a traditional indemnity plan with substantial savings for those who utilize services from a contracted Health Net Dental PPO provider.
Health Net Dental PPO plans feature a variety of plan designs and options to help you tailor the plan to your specific group coverage needs.
Health Net of California Dental PPO Plan Highlights Include:
• Large network of PPO providers, including general dentists, oral surgeons, periodontists and pediatric dentists.
• Cost savings for using in-network providers
• Freedom to go out-of-network for your dental care. Using out of network providers will result in reduced benefits.
• Variety of deductibles, coinsurance and calendar year maximums (for employer groups)
• Dental PPO plan available for Individual plans
On behalf of our valued customers the above information was gathered from Health Net of California on June 3, 2009.
June 3, 2009. Health Net of California Members are given Decision Power so you can:
Health Net of California Members are given Decision Power so you can:
• Boost your Health
• Identify potential risks
• Learn about treatment options
• Help prevent chronic problems
• Address serious medical concerns
• And so much more
California Farm Bureau PPO Insurance Plans
The California Farm Bureau Members’ Health Insurance Plans combine customer choice with the financial strength of Health Net Life Insurance. If you’re not a California Farm Bureau Member, it’s easy and affordable to join. Then round out your coverage with California Farm Bureau Health Insurance Plans Optional Coverages (Dental, Vision, Cashnet, and more) that give you even more great services for a low monthly premium.
CFB Saver II - HSA Qualified
A qualified California health insurance plan eligible to be used with a Health Savings Account (HSA). This California health coverage plan offers 100% in-network coverage for covered charges after your calendar year deductible is met. Health Net’s CFB Saver II for California Farm Bureau members is an HSA compatible health insurance plan that is simple and easy to understand. These California health coverage plans have a higher deductible but you spend less on monthly premiums.
Health Net of California CBF Saver II Highlights include:
• 4 deductible choices-$1,800 to $4,800
• 100% in-network coverage for covered charges after your calendar year deductible is met
• Adult and child preventive care-deductible waived in-network
Get an Instant California Health Insurance Quote and Apply Now!
CFB Lifestyle II
Offers 100% in-network California health coverage for covered charges after your calendar year deductible is met; deductible waived for the first 4 visits of any combination of Professional Services and Preventative care.
Simple to use. Easy to understand. Affordable. That’s CFB Lifestyle II — a series of PPO health insurance plans available exclusively for California Farm Bureau members. Designed for people looking for balance, CFB Lifestyle II delivers with a blend of up-front coverage and broad benefits after deductible.
Health Net of California CFB Lifestyle II Highlights Include:
• 100% in-network coverage for covered charges after you meet your calendar year deductible.
• Up-front coverage for the services you’re likely to use most. You just pay a set copay at the doctors office or pharmacy.
• You can see the doctor and get preventive care 9up to 4 visits combined) for a copay (deductible waived).
• Prescription drugs- you can select our generic or 3-tier prescription drug benefit.
• The freedom of choice: you can go to a doctor or hospital in our PPO network-there are over 54,0000 providers and over 300
hospitals to choose from- for the richest benefit coverage. Or you can see a provider not in our network and pay greater share
of the costs.
• Child-only coverage if you need it.
CFB Primary
One of our lowest California premium plans that combines a high deductible with the added convenience of upfront health coverage. Applicant-Only plan. Our newest plan, the CFB Primary, is one of our lowest premium plans.
Combining a high deductible with the added convenience of up-front coverage, this “Applicant-Only” plan is just right for you if you are looking for essential health care coverage at a reasonable cost.
Health Net of California CFB Primary Highlights Include:
• Preventive and professional care services (up to 2 visits combined) for a $40 copay – your deductible is waived
• Generic prescription drug benefits for a $10 copay In- and out-of-network coverage
• $6,000 deductible with 100% in-network coverage for many services after your calendar year deductible is met
California Farm Bureau PPO Plans
Round out your California health coverage with optional Dental and Vision benefits as well as unique products like CashNet that deliver added financial protection, and the convenience of having all your benefits administered by one company.
California Individual and Family PPO Insurance Plans
Optimum Advantage HSA
Lower premium, high-deductible California health insurance plan that gives you 100% in-network coverage for covered benefits after deductible is met, plus the option to open a California Health Savings Account to use tax-free dollars to pay for qualified medical expensed.
Health Net of California Optimum Advantage HSA Highlights Includes:
• 2 deductible choices: $2,500 or $4,500
• 100% in-network coverage for covered services after deductible
• Adult and child preventive care – deductible waived in-network
• Decision PowerSM – coaching and resources that make it easier to work with your doctor and make informed health decisions.
Get an Instant Health Insurance Quote and Apply Now!
NetFirst
$0 deductible applicant-only plan designed for active, healthy consumers. Features $35 copayment for in-network doctor visits, annual exams; 35% coinsurance for in-network services; choice of 3-tier or generic only prescription drug coverage.
Health Net of California NetFirst Highlights Include:
• In-network adult and child preventive care for a fixed $35 copayment
• 35% coinsurance for other covered services (note: to keep costs low, maternity coverage is not included)
• Prescription drug coverage: select from our generic only or 3-tier prescription drug benefit (brand-name drugs are subject to a
$750 annual deductible with the 3-tier plan)
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
ValueNet
Low premium, applicant-only PPO California insurance plan for those who rarely get sick or go to the doctor. Offers protection against the unexpected; two doctors/preventive care visits for a $35 copayment (deductible waived); $10 generic prescription drug coverage.
Health Net of California ValueNet Highlights Include:
• $4,000 annual deductible
• Up to two doctor/preventive care visits for $35 copayment before deductible is met
• 35% coinsurance for in-network services after deductible is met. Note: to keep premiums low, maternity coverage is not
included.
• $10 generic prescription drug benefit
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
Get an Instant Health California Insurance Quote and Apply Now!
BalanceNet
A California PPO Health Insurance plan for both individual and families that includes; two doctor/preventive care visits, each for a $35 copayment (deductible waived); maternity coverage; 3- tier prescription drug coverage.
Health Net of California BalanceNet Highlights Include:
• $3,500 annual deductible ($7,000 for families)
• Up to two doctor/preventive care visits for $35 copayment before deductible is met
• 35% coinsurance for in-network services, including maternity coverage, after deductible is met
• 3-tier prescription drug benefit that covers both generic and brand-name prescriptions (brand-name drugs are subject to a $750
annual deductible)
• The freedom of choice: you can go to a doctor or hospital in our PPO network — one of the largest in California — for the richest
benefit coverage. Or you can see a provider not in our network and pay a greater share of the costs.
Individual & family PPO Plans-Optional Coverages
Round out your California health coverage with optional Dental, Vision, and Supplemental Term Life Insurance coverage. Available with any California Health Net Individual and Family PPO Health Insurance Plan (excluding Quick Net).
California HMO Health Insurance Plans
Our Individual and Family HMO health insurance plans include coverage for your office visits, hospitalization, emergency care and much more. They also come with unique services for your health care decisions and wellness-even life and family concerns. Plus, you have the option of adding dental, vision, and life insurance. Health Net’s goal is to help you make confident decisions about your health coverage, so that you can choose the plan that’s right for you.
HMO 15
You visit the doctor on a regular basis. You may pay more each month, but have a lower coypayment each time you visit a doctor or specialist.
Health Net of California HMO 15 Highlights Include:
• Wide range of covered benefits
• Set office visit copayments
• More than 26,000 physicians and other specialists
• No claim form filing
• Ability to choose a separate PCP for each member
HMO 40
You visit the doctor infrequently. You may not pay much each month, but you’ll have a higher copayment each time you go to the doctor or see a specialist.
Health Net of California HMO 40 Highlights Include:
• Wide range of covered benefits
• Set office visit copayments
• More than 26,000 physicians and other specialists
• No claim form filing
• Ability to choose a separate PCP for each member
Get an Instant Health Insurance Quote and Apply Now!
Short Term PPO Plans
Quick Net
If you are looking for a short term health care coverage by the day or month, take advantage of true PPO health benefits with great rates. There are three benefit options to choose from, with coverage up to six months.
Health Net of California Quick Net is for people who are:
• In a life transition.
• Between jobs.
• Taking a leave from work.
• No longer eligible for their parents’ health plan.
• Traveling.
• Entering the job market.
EZ Access HSA Program
Once you enroll in either the SimpleChoice HSA or SmartChoice HSA, you can choose to open your own health savings account (HSA) in our EZAccess HSA program. The HSA is offered through Bank of America, and allows you to save and spend your money on qualified medical and pharmacy expenses, free, of federal taxes.
Health Net of California EZ Access HSA program Highlights Include:
• Low monthly premiums3
• A tax-free4 way to save, invest and pay for qualified medical expenses5
• Ownership of an HSA – You keep the money from year to year, even if you change jobs or retire.
Health Net of California Dental Plans
Health Net of California Dental Plans fit the needs of today's busy families. The focus is on providing access to quality, affordable dental care through a variety of plan types and coverage levels. Health Net Dental Plans provide access to one of the largest dental networks in California - giving you more choices for dental care near your home or workplace.
HN Plus DHMO and HN Value DHMO (Offered in California Employer Groups Only)
Health Net Dental HMO (DHMO) plans offer some of the most comprehensive benefits available today. No other dental carrier offers plans with more covered procedures. The HN Plus DHMO plans were developed because customers told us they wanted more covered dental services and plans that were easier to understand and administer. You can also rest easy knowing that regular quality and utilization reviews are conducted, ensuring the quality of care that you expect and deserve.
Health Net of California Dental Highlights Include:
• Over 345 dental procedures at listed copayments
• Additional diagnostic procedures, such as brush biopsies for oral cancer screening, are covered
• Adult fluoride are a covered benefit
• Additional cleanings and periodontal maintenance covered – (up to 4 per year, subject to additional copayments)
• No deductibles or dollar maximums for any service
• Benefits begin immediately
• Anesthesia benefits, including nitrous oxide and IV sedation
• Cosmetic, including labial veneers and teeth whitening, plus elective dentistry covered
• Orthodontics for adults and children
• Non-listed services covered (at 75% of the provider’s usual and customary fee)
• HN Plus DHMO Plan Overviews
• 85, 100, 150, 185, 225
Get an Instant California Health Insurance Quote and Apply Now!
Dental PPO Plans
Health Net of California Dental PPO plans combine the freedom and flexibility of a traditional indemnity plan with substantial savings for those who utilize services from a contracted Health Net Dental PPO provider.
Health Net Dental PPO plans feature a variety of plan designs and options to help you tailor the plan to your specific group coverage needs.
Health Net of California Dental PPO Plan Highlights Include:
• Large network of PPO providers, including general dentists, oral surgeons, periodontists and pediatric dentists.
• Cost savings for using in-network providers
• Freedom to go out-of-network for your dental care. Using out of network providers will result in reduced benefits.
• Variety of deductibles, coinsurance and calendar year maximums (for employer groups)
• Dental PPO plan available for Individual plans
On behalf of our valued customers the above information was gathered from Health Net of California on June 3, 2009.
