Welcome to our web site. Permission to access this information is restricted to people who accept the terms of this agreement; By accessing our pages, you agree (1) that any disputes arising from your accessing our pages, or relating to the information contained in our pages, shall be governed exclusively by the procedural and substantive laws of the State of California; (2) that any litigation arising through your accessing our pages, or relating to the information contained in our pages, shall be brought exclusively in the United States District with jurisdiction in Southern California or in the California State Courts located in or near Southern, California; and (3) that in the event of any such litigation, the prevailing party shall be entitled to collect its reasonable attorney's fees and litigation expenses, from the non-prevailing party.  In no event will Benefit Studio Health Insurance Services and its owners, officers, board members, employees and investors be liable to any party for any claim attributable to errors, omissions, or other inaccuracies in the materials or information available on or through our web site pages.  Any offer found on this web site is subject to changes, errors or omissions without notice.

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