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Compare CA health insurance rates side-by-side and apply online for California health insurance from your home or office.
Anthem Blue Cross Health Insurance in California
Anthem Blue Cross (formerly Blue Cross of California) is committed to improving the health care for all Californians. Anthem Blue Cross California has provided affordable health insurance to California residents since 1937. Offering innovative health insurance solutions for over 70 years, Anthem Blue Cross California strives to ensure Californians can get the care they need at a price they can afford. Today, Anthem Blue Cross covers more than 8 million residents. Anthem Blue Cross has a vast network of participating health care facilities and doctors, providing customers with unparalleled choice and flexibility. Anthem Blue Cross is dedicated to improving customer satisfaction, and has a reputation as a safe and reliable provider with an excellent customer service record.
Anthem Blue Cross California member benefits include:
• Access to the nation's largest provider network when traveling or temporarily living outside California.
• Emergency care coverage anywhere in the world, 24-hours a day, seven-days a week.
• Reminders to members to have important preventive screenings.
• Programs and information to help manage chronic health conditions.
• Related services including dental coverage, life insurance and pharmacy benefits management.
• Enhanced member services that provide discounts to alternative health care practitioners, products and services.
Anthem Blue Cross California offers a diverse health plan portfolio providing health insurance plans tailored to their members needs. Anthem Blue Cross California offers health insurance plans for individuals, families and seniors, as well as small business group health insurance, and large group health insurance.
Anthem Blue Cross California Individual and Family Health Plans
Whether you’re a recent graduate, self-employed, between jobs, or have no health benefits at work, an Individual health care plan can protect your health, as well as your finances. Even if you’re healthy right now, you never know what the future holds. And if you wait until you become ill or injured, you may not qualify for coverage.
Get an Instant Health Insurance Quote and Apply Now!
Anthem Blue Cross California Individual PPO (Preferred Provider Organization) Health Plans
No matter what doctor you choose, these Anthem Blue Cross health insurance plans pay a percentage of your eligible medical expenses after you meet an annual deductible. However, you'll save the most when you use doctors or hospitals in the Anthem Blue Cross PPO network.
PPO Share Plans
The most comprehensive PPO plans in the Anthem Blue Cross California individual PPO portfolio with rich benefits and a choice of deductibles. Ideal for families with young children, these plans feature immediate benefits (deductible waived) for doctor’s office visits, an annual physical exam and preventive care. Prescription drug and maternity benefits are also included.
Anthem Blue Cross California - PPO Share Plans offer more benefits to cover a wider range of needs.
Anthem Blue Cross California - PPO Share Plan Highlights:
• A variety of deductibles to choose from and immediate benefits for doctor visits, annual physical exams and preventive care
(deductible is waived for these services).
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross PPO
network. Resulting in a lower share of medical costs to you.
• Maternity benefits
• Coverage for brand-name and generic drugs. You'll have no deductible on generic prescription drugs. A separate deductible
applies for brand-name prescriptions.
• Health and wellness programs. Learn how to improve your health with online access to health-related information, tools and
product discounts.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
SmartSense
One of the lowest priced plans offered by Anthem Blue Cross. SmartSense Plans offer solid protection to cover the essentials and offers a variety of deductibles. Your first three doctor office visits are covered before your deductible and you have a choice of two prescription drug coverage options. If you don’t need maternity coverage, Anthem Blue Cross SmartSense could be ideal for your needs.
Anthem Blue Cross California - SmartSense Plan Highlights:
• A wide range of annual deductible/monthly rate combinations. Just choose the one that fits your budget.
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross
California PPO network. This means your share of medical costs will be lower, too.
• Immediate benefits for your first three doctor visits in the Anthem Blue Cross California network. You'll just have copays with no
deductible to meet.
• A choice of prescription drug benefits, comprehensive prescription drug coverage (brand-name and generic drugs), or generics
only. This helps keep your out-of-pocket prescription costs to a minimum.
• Health and wellness programs. The healthier you are, the more you'll save on health care.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
RightPlan PPO 40
A simple plan design with no medical deductible.
Looking for a health plan that's easy to use but still has the benefits you need? With no medical deductible, this simple Anthem Blue Cross California plan features a $40 copay for in-network doctor visits. Anthem Blue Cross California RightPlan PPO 40 offers you a choice of three prescription drug coverage options. Anthem Blue Cross California RightPlan PPO 40 health plans do not include maternity benefits.
Anthem Blue Cross California - RightPlan PPO 40 Highlights:
• No medical deductible to worry about. Benefits are immediate - with a $40 copay for doctor visits.
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross
California PPO network.
• Choice of three prescription drug coverage options. With no deductible on generic prescription drugs
• Single policy coverage. This means that each family member gets his or her own policy.
• Health and wellness programs. Learn how to improve your health with online access to health-related information, tools and
product discounts.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
Lumenos Health Savings Account (HSA) plans
The Anthem Blue Cross California - Lumenos Health Savings Account (HSA) plans give you the ability to manage and control your health care dollars. Designed to help you lower your out-of-pocket health expenses while improving your health and wellbeing. And, you can choose a plan with maternity benefits included. Anthem Blue Cross California - Lumenos Health Savings Account (HSA) Plans combine traditional health coverage with a health savings account funded by your own contributions. You use your HSA funds to help pay for qualified medical expenses, or save for future medical expenses on a tax-free basis (subject to federal guidelines). Preventive care services such as physical exams and health screenings are 100% covered as long as you use Anthem Blue Cross in-network providers.
Anthem Blue Cross California - Lumenos Health Savings Account (HSA) Plan Highlights:
• HSA funds may be tax deductible
• Traditional health coverage protects you from major medical expenses
• Balance of unused health savings account funds are yours if you leave the plan
• Includes access to online health and wellness tools and services
Get an Instant Health Insurance Quote and Apply Now!
Tonik health plans
If you're young and healthy, Anthem Blue Cross California - Tonik health plans offer the kind of no-frills coverage you're looking for.
Hey, life is unpredictable. All it takes is one slip, one fall, one wipeout, and the financial pain can outweigh the physical. Whether you're laid out on the snow, sand, or grass, you're going to wish you were covered.
Anthem Blue Cross - Tonik health plans are offered in three straight-up affordable health insurance plans to cover your A-Z.
• Thrill Seeker - $5,000 deductible plan
• Part-time Daredevil - $3,000 deductible plan
• Calculated Risk Taker - $1,500 deductible plan
Even your teeth and eyes are covered.
Tonik health plans provide coverage for preventive care, emergency, Rx, teeth and eyes. Anthem Blue Cross California Tonik health plans do not include maternity benefits.
Tonik health plans can protect you from just about anything - even yourself.
Want to see more plans? Click Here to Get a Quote and check out more Anthem Blue Cross health insurance plans in California.
Anthem Blue Cross California Individual Short-Term PPO health plans
Short-term coverage that’s long on benefits.
Change is a part of life. And sometimes it can affect your health insurance. Like when you’re starting a new job and your health coverage hasn’t kicked in yet. For times like these, An Anthem Blue Cross California Individual Short-term PPO plan can fill the gap.
These convenient plans let you:
• Protect your health and finances with traditional health coverage on a short-term basis
• Get coverage for as little as 30 days to a maximum of 180 days
• Choose from a wide range of annual deductibles
• Begin coverage on any day of the month
Get a Quote on Short-Term Coverage and Apply Now!
Anthem Blue Cross California Individual HMO (Health Maintenance Organization) Health Plans
Family-friendly benefits that are easy to use.
An HMO (health maintenance organization) health plan is the kind of plan that:
• Lets you choose a Primary Care Physician (PCP) from the Anthem Blue Cross HMO network. Your PCP will probably be the
doctor you see the most – for routine visits and care. They will also coordinate any other health care services you may need. And
if you need to see a specialist, your PCP will need to make a referral.
• Has set copays for doctor visits, so you always know what you’re going to pay.
• Includes maternity benefits and prescription drug coverage which make HMO plans ideal for growing families.
Select HMO Plan
This is the lowest priced Anthem Blue Cross California HMO that has its own Select network. Lower premiums and low out-of-pocket costs for covered services make this plan an economical choice.
HMO Saver Plan
This mid-priced HMO gives you access to the entire Anthem Blue Cross California HMO network and has a medical deductible for hospital and emergency services to help keep your premiums lower.
Individual HMO Plan
This HMO offers great coverage with access to the entire Anthem Blue Cross California HMO network. No medical deductible means immediate benefits for covered services.
Anthem Blue Cross California Dental Plans
Regular dental visits play an important role in your overall health. Anthem Blue offers several affordable dental plans for you to choose from.
Dental Blue PPO Plans
Anthem Blue Cross Life and Health Insurance Company's four Dental Blue PPO plans offer a variety of coverage and network options. You can see any dentist, including one of more than 20,000 Dental Blue dental provider locations – even dentists outside the Anthem Blue Cross California network – but you will usually save the most money when you visit a dentist within your selected Dental Blue network. When you see a Dental Blue dentist, there’s no charge for preventive and diagnostic services, and you’re assured that the dentist will charge no more than the Anthem Blue Cross-negotiated fees. Plus, you can continue to take advantage of Anthem Blue Cross California negotiated fees with Dental Blue dentists even after you reach your annual maximum benefit and on services that may not be covered by your plan, such as implants, teeth whitening and braces.
Dental Select HMO Plans
Anthem Blue Cross California offers three Dental HMO plans and a large network of dentists to choose from. Comprehensive benefits including a broad range of preventive, basic and major services. Coverage for specialty services such as orthodontic and cosmetic. You pay only a low office visit copay for exams, cleanings and x-rays. There are no annual deductibles, no annual maximums and no waiting periods for most services. Services must be received from participating dentists.
Individual Dental PPO Plans
With the Anthem Blue Cross California Individual Dental PPO plan, you can visit any of the 12,000+ participating network dentist locations, or a non-participating dentist, though you will usually save money by seeing an in-network provider. For instance, there are no charges for preventive and diagnostic services, when you see an in-network provider. Basic dental care (ex. fillings and extractions) and major dental care (ex. root canals, onlays, crowns and dentures) are covered for reasonable copays.
Get a Dental Insurance Quote and Apply Now!
Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.
The Blue Cross and Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield Plans. Blue Cross and Blue Shield Association official websites are: BlueCross.com, BlueCrossBlueShield.com, and BlueShield.com.
Anthem Blue Cross California member benefits include:
• Access to the nation's largest provider network when traveling or temporarily living outside California.
• Emergency care coverage anywhere in the world, 24-hours a day, seven-days a week.
• Reminders to members to have important preventive screenings.
• Programs and information to help manage chronic health conditions.
• Related services including dental coverage, life insurance and pharmacy benefits management.
• Enhanced member services that provide discounts to alternative health care practitioners, products and services.
Anthem Blue Cross California offers a diverse health plan portfolio providing health insurance plans tailored to their members needs. Anthem Blue Cross California offers health insurance plans for individuals, families and seniors, as well as small business group health insurance, and large group health insurance.
Anthem Blue Cross California Individual and Family Health Plans
Whether you’re a recent graduate, self-employed, between jobs, or have no health benefits at work, an Individual health care plan can protect your health, as well as your finances. Even if you’re healthy right now, you never know what the future holds. And if you wait until you become ill or injured, you may not qualify for coverage.
Get an Instant Health Insurance Quote and Apply Now!
Anthem Blue Cross California Individual PPO (Preferred Provider Organization) Health Plans
No matter what doctor you choose, these Anthem Blue Cross health insurance plans pay a percentage of your eligible medical expenses after you meet an annual deductible. However, you'll save the most when you use doctors or hospitals in the Anthem Blue Cross PPO network.
PPO Share Plans
The most comprehensive PPO plans in the Anthem Blue Cross California individual PPO portfolio with rich benefits and a choice of deductibles. Ideal for families with young children, these plans feature immediate benefits (deductible waived) for doctor’s office visits, an annual physical exam and preventive care. Prescription drug and maternity benefits are also included.
Anthem Blue Cross California - PPO Share Plans offer more benefits to cover a wider range of needs.
Anthem Blue Cross California - PPO Share Plan Highlights:
• A variety of deductibles to choose from and immediate benefits for doctor visits, annual physical exams and preventive care
(deductible is waived for these services).
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross PPO
network. Resulting in a lower share of medical costs to you.
• Maternity benefits
• Coverage for brand-name and generic drugs. You'll have no deductible on generic prescription drugs. A separate deductible
applies for brand-name prescriptions.
• Health and wellness programs. Learn how to improve your health with online access to health-related information, tools and
product discounts.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
SmartSense
One of the lowest priced plans offered by Anthem Blue Cross. SmartSense Plans offer solid protection to cover the essentials and offers a variety of deductibles. Your first three doctor office visits are covered before your deductible and you have a choice of two prescription drug coverage options. If you don’t need maternity coverage, Anthem Blue Cross SmartSense could be ideal for your needs.
Anthem Blue Cross California - SmartSense Plan Highlights:
• A wide range of annual deductible/monthly rate combinations. Just choose the one that fits your budget.
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross
California PPO network. This means your share of medical costs will be lower, too.
• Immediate benefits for your first three doctor visits in the Anthem Blue Cross California network. You'll just have copays with no
deductible to meet.
• A choice of prescription drug benefits, comprehensive prescription drug coverage (brand-name and generic drugs), or generics
only. This helps keep your out-of-pocket prescription costs to a minimum.
• Health and wellness programs. The healthier you are, the more you'll save on health care.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
RightPlan PPO 40
A simple plan design with no medical deductible.
Looking for a health plan that's easy to use but still has the benefits you need? With no medical deductible, this simple Anthem Blue Cross California plan features a $40 copay for in-network doctor visits. Anthem Blue Cross California RightPlan PPO 40 offers you a choice of three prescription drug coverage options. Anthem Blue Cross California RightPlan PPO 40 health plans do not include maternity benefits.
Anthem Blue Cross California - RightPlan PPO 40 Highlights:
• No medical deductible to worry about. Benefits are immediate - with a $40 copay for doctor visits.
• Lower rates on services when you use any of the more than 50,000 doctors and 400 hospitals in the Anthem Blue Cross
California PPO network.
• Choice of three prescription drug coverage options. With no deductible on generic prescription drugs
• Single policy coverage. This means that each family member gets his or her own policy.
• Health and wellness programs. Learn how to improve your health with online access to health-related information, tools and
product discounts.
• Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
Get an Instant Health Insurance Quote and Apply Now!
Lumenos Health Savings Account (HSA) plans
The Anthem Blue Cross California - Lumenos Health Savings Account (HSA) plans give you the ability to manage and control your health care dollars. Designed to help you lower your out-of-pocket health expenses while improving your health and wellbeing. And, you can choose a plan with maternity benefits included. Anthem Blue Cross California - Lumenos Health Savings Account (HSA) Plans combine traditional health coverage with a health savings account funded by your own contributions. You use your HSA funds to help pay for qualified medical expenses, or save for future medical expenses on a tax-free basis (subject to federal guidelines). Preventive care services such as physical exams and health screenings are 100% covered as long as you use Anthem Blue Cross in-network providers.
Anthem Blue Cross California - Lumenos Health Savings Account (HSA) Plan Highlights:
• HSA funds may be tax deductible
• Traditional health coverage protects you from major medical expenses
• Balance of unused health savings account funds are yours if you leave the plan
• Includes access to online health and wellness tools and services
Get an Instant Health Insurance Quote and Apply Now!
Tonik health plans
If you're young and healthy, Anthem Blue Cross California - Tonik health plans offer the kind of no-frills coverage you're looking for.
Hey, life is unpredictable. All it takes is one slip, one fall, one wipeout, and the financial pain can outweigh the physical. Whether you're laid out on the snow, sand, or grass, you're going to wish you were covered.
Anthem Blue Cross - Tonik health plans are offered in three straight-up affordable health insurance plans to cover your A-Z.
• Thrill Seeker - $5,000 deductible plan
• Part-time Daredevil - $3,000 deductible plan
• Calculated Risk Taker - $1,500 deductible plan
Even your teeth and eyes are covered.
Tonik health plans provide coverage for preventive care, emergency, Rx, teeth and eyes. Anthem Blue Cross California Tonik health plans do not include maternity benefits.
Tonik health plans can protect you from just about anything - even yourself.
Want to see more plans? Click Here to Get a Quote and check out more Anthem Blue Cross health insurance plans in California.
Anthem Blue Cross California Individual Short-Term PPO health plans
Short-term coverage that’s long on benefits.
Change is a part of life. And sometimes it can affect your health insurance. Like when you’re starting a new job and your health coverage hasn’t kicked in yet. For times like these, An Anthem Blue Cross California Individual Short-term PPO plan can fill the gap.
These convenient plans let you:
• Protect your health and finances with traditional health coverage on a short-term basis
• Get coverage for as little as 30 days to a maximum of 180 days
• Choose from a wide range of annual deductibles
• Begin coverage on any day of the month
Get a Quote on Short-Term Coverage and Apply Now!
Anthem Blue Cross California Individual HMO (Health Maintenance Organization) Health Plans
Family-friendly benefits that are easy to use.
An HMO (health maintenance organization) health plan is the kind of plan that:
• Lets you choose a Primary Care Physician (PCP) from the Anthem Blue Cross HMO network. Your PCP will probably be the
doctor you see the most – for routine visits and care. They will also coordinate any other health care services you may need. And
if you need to see a specialist, your PCP will need to make a referral.
• Has set copays for doctor visits, so you always know what you’re going to pay.
• Includes maternity benefits and prescription drug coverage which make HMO plans ideal for growing families.
Select HMO Plan
This is the lowest priced Anthem Blue Cross California HMO that has its own Select network. Lower premiums and low out-of-pocket costs for covered services make this plan an economical choice.
HMO Saver Plan
This mid-priced HMO gives you access to the entire Anthem Blue Cross California HMO network and has a medical deductible for hospital and emergency services to help keep your premiums lower.
Individual HMO Plan
This HMO offers great coverage with access to the entire Anthem Blue Cross California HMO network. No medical deductible means immediate benefits for covered services.
Anthem Blue Cross California Dental Plans
Regular dental visits play an important role in your overall health. Anthem Blue offers several affordable dental plans for you to choose from.
Dental Blue PPO Plans
Anthem Blue Cross Life and Health Insurance Company's four Dental Blue PPO plans offer a variety of coverage and network options. You can see any dentist, including one of more than 20,000 Dental Blue dental provider locations – even dentists outside the Anthem Blue Cross California network – but you will usually save the most money when you visit a dentist within your selected Dental Blue network. When you see a Dental Blue dentist, there’s no charge for preventive and diagnostic services, and you’re assured that the dentist will charge no more than the Anthem Blue Cross-negotiated fees. Plus, you can continue to take advantage of Anthem Blue Cross California negotiated fees with Dental Blue dentists even after you reach your annual maximum benefit and on services that may not be covered by your plan, such as implants, teeth whitening and braces.
Dental Select HMO Plans
Anthem Blue Cross California offers three Dental HMO plans and a large network of dentists to choose from. Comprehensive benefits including a broad range of preventive, basic and major services. Coverage for specialty services such as orthodontic and cosmetic. You pay only a low office visit copay for exams, cleanings and x-rays. There are no annual deductibles, no annual maximums and no waiting periods for most services. Services must be received from participating dentists.
Individual Dental PPO Plans
With the Anthem Blue Cross California Individual Dental PPO plan, you can visit any of the 12,000+ participating network dentist locations, or a non-participating dentist, though you will usually save money by seeing an in-network provider. For instance, there are no charges for preventive and diagnostic services, when you see an in-network provider. Basic dental care (ex. fillings and extractions) and major dental care (ex. root canals, onlays, crowns and dentures) are covered for reasonable copays.
Get a Dental Insurance Quote and Apply Now!
Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.
The Blue Cross and Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield Plans. Blue Cross and Blue Shield Association official websites are: BlueCross.com, BlueCrossBlueShield.com, and BlueShield.com.

